I have claimed on my medical insurance many times including for both my hips and my busy lifestyle and business would have been severely impacted if I had to wait for the DHB to schedule my surgeries, I would highly recommend medical insurance.
Thank you so much Kay and Mike for all your help with organising my insurance claim. I feel incredibly grateful that Peter suggested we add to our existing medical insurance by including Partners Life with a $10,000 excess. I have been able to have the surgery now which was denied by my other insurer and which the surgeon suggests was definitely life saving.
When I fell an injured my back, ACC declined to pay for the surgery I needed, saying it was degenerative due to my age. I was relieved to have my Private insurance cover which paid for my surgery which was unaffordable yet essential to my recovery.