KiwiSaver is a voluntary, work-based savings initiative to help you with your long-term saving for retirement. If you’ve been a member of KiwiSaver for 3 years and you’re buying your first home to live in yourself, you may be able to withdraw your KiwiSaver savings. There are a range of membership benefits to encourage you to get saving. They include regular contributions from your employer and an annual member tax credit paid by the Government.
Being a business owner, it is important that your family is looked after; any key person in your business is protected against the inability to work; including business debt and insurance can provide a succession plan for your partner.